Every now and then we see or hear from people that have heard from a friend, or a friend of a friend, that their motorbike doesn’t require any insurance. It could be the size of the engine being below a certain limit, or the top speed being no higher than a certain level, but the simple answer to whether or not you need motorbike insurance? Yes you do!
If you take your motorbike onto any public road, you will undoubtedly need at least third party bike insurance. As soon as you are riding your motorbike amongst other road users there is that potential for an accident to happen, and you will need the insurance cover to make sure there are no legal problems if the worst was to happen.
You may own a dirt bike or trail bike which is fine to use on private land without insurance, but the minute you go on public roads you will need to get in touch with a motorbike insurer. Not only that, you will also need a sufficient motorbike licence for the bike you’re riding and you’re bike will need to be taxed and have passed a full MOT.
So in case the message hasn’t got through yet, if you have a motorbike that you plan to ride on the road, you WILL need motorbike insurance!
